cybernaut
£750k for coast FIRE - reduce savings rate and start spending more money!
GB
Age
Followers
3
Following
0
Website
Currency
GBP
Monthly savings
GBP 2,600
Savings Rate (gross)
39 %
FIRE target
GBP 750,000
Gross annual income
GBP 78,200

Net Worth Updates


by cybernaut • in NW updates

Posted a new net worth update. The FI portfolio is now GBP 525,300. Check it out here.

by cybernaut • in NW updates

Posted a new net worth update. The FI portfolio is now GBP 519,900. Check it out here.

by cybernaut • in NW updates

Posted a new net worth update. The FI portfolio is now GBP 502,700. Check it out here.

by cybernaut • in NW updates

Posted a new net worth update. The FI portfolio is now GBP 507,000. Check it out here.

by cybernaut • in NW updates

Posted a new net worth update. The FI portfolio is now GBP 398,700. Check it out here.

FIRE STATUS

GBP 525,300 FIRE target: GBP 750,000


70.0%
FIRE portfolio changed with
GBP 5,400
(since last reporting)
GBP 54,950
(YTD)
GBP 147,300
(since beginning)
Retire today with
GBP 1,751/m
(4.0% SWR)
GBP 1,532/m
(3.5% SWR)
GBP 1,313/m
(3.0% SWR)
PORTFOLIO COMPOSITION
FIRE AMOUNT
Change in FIRE amount
Fire forecast

FI date


FI age

46

FIRE date
Net worth
GBP 784,000
Liquid assets
GBP 160,500
Equity ratio
97.4%
Your net worth changed with
GBP 5,680
(since last reporting)
GBP 56,350
(YTD)
GBP 153,000
(since beginning)
Net worth
Full composition
Total assets
GBP 805,300
Total liabilities
GBP 21,300
Net worth
GBP 784,000
Debt to income
0.27x
Net debt
-139,200
Mortgage LTV
7.6%
Changes, total debt
GBP -280
(since last reporting)
GBP -1,400
(YTD)
GBP -5,700
(since beginning)
Total debt