Net worth update per



This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was GBP 520,000 and my FI portfolio was GBP 297,000.


Net worth

GBP 520,000

FI portfolio

GBP 297,000

I am now 29.7% on my way to achive my FIRE target of GBP 1,000,000.

GBP 297,000 FIRE target: GBP 1,000,000


29.7%

FI portfolio


My FI portfolio now consists of GBP 89,000 (30.0%) in investments, GBP 202,000 (68.0%) in retirement accounts, and GBP 6,000 (2.0%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be GBP 990 for the rest of my life.

Retire today with (GBP)
990/month
(4.0% SWR)
866/month
(3.5% SWR)
742/month
(3.0% SWR)


When can I retire?


FI date


My age

49

I am currently aiming to save/invest approximately GBP 2,300 each month.

Assuming an annual return of 12% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 6 years and 4 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another GBP 197,800, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 505,200


Financial independence forecast