Net worth update per



This is my #27 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 701,070 and my FI portfolio decreased to GBP 473,470


Net worth

GBP 701,070

Since the last update on my net worth has decreased with GBP -8,110 ( -1.14 %).

FI portfolio

GBP 473,470

Since the last update on my FI portfolio has decreased with GBP -8,130 ( -1.69 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 63.1% on my way to achive my FIRE target of GBP 750,000. This is -1.1 percentage points closer, compared to the last net worth update.

GBP 473,470 FIRE target: GBP 750,000


63.1%


FI portfolio


My FI portfolio now consists of GBP 134,170 (28.3%) in investments, GBP 333,300 (70.4%) in retirement accounts, and GBP 6,000 (1.3%) in cash.

Investments

Since my last update, my investments decreased with GBP -2,330 (-1.71%), of which GBP 1,600 was from contributions, and GBP 3,200 was from returns.

Since I started tracking, my total contributions have been GBP 27,200, and my total return has been GBP 28,300.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -5,800 (-1.71%), of which GBP 960 was from contributions , and GBP 4,040 was from returns.

Since I started tracking, my total contributions have been GBP 17,110, and my total return is GBP 48,090.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,578 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,578/month
(4.0% SWR)
1,380/month
(3.5% SWR)
1,183/month
(3.0% SWR)


When can I retire?


FI date


My age

47

I am currently aiming to save/invest approximately GBP 2,600 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 750,000 in 3 years and 4 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another GBP 109,200, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 167,330


Financial independence forecast