Net worth update per



This is my #20 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 731,070 and my FI portfolio decreased to GBP 473,470


Net worth

GBP 731,070

Since the last update on my net worth has decreased with GBP -8,110 ( -1.1 %).

FI portfolio

GBP 473,470

Since the last update on my FI portfolio has decreased with GBP -8,130 ( -1.69 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 35.1% on my way to achive my FIRE target of GBP 1,350,000. This is -0.6 percentage points closer, compared to the last net worth update.

GBP 473,470 FIRE target: GBP 1,350,000


35.1%


FI portfolio


My FI portfolio now consists of GBP 134,170 (28.3%) in investments, GBP 333,300 (70.4%) in retirement accounts, and GBP 6,000 (1.3%) in cash.

Investments

Since my last update, my investments decreased with GBP -2,330 (-1.71%).

Since I started tracking, my total contributions have been GBP 37,200, and my total return has been GBP 44,700.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -5,800 (-1.71%).

Since I started tracking, my total contributions have been GBP 22,950, and my total return is GBP 84,750.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,578 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,578/month
(4.0% SWR)
1,380/month
(3.5% SWR)
1,183/month
(3.0% SWR)


When can I retire?


FI date


My age

51

I am currently aiming to save/invest approximately GBP 1,500 each month.

Assuming an annual return of 12% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,350,000 in 6 years and 9 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another GBP 133,500, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 743,030


Financial independence forecast