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Net worth update per



This is cybernaut's #12 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 689,100 and my FI portfolio increased to GBP 433,200


Net worth

GBP 689,100

Since the last update on my net worth has increased with GBP 16,300 (+ 2.42 %).

FI portfolio

GBP 433,200

Since the last update on my FI portfolio has increased with GBP 16,000 (+ 3.84 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 36.1% on my way to achive my FIRE target of GBP 1,200,000. This is 1.3 percentage points closer, compared to the last net worth update.

GBP 433,200 FIRE target: GBP 1,200,000


36.1%


FI portfolio


My FI portfolio now consists of GBP 109,600 (25.3%) in investments, GBP 317,600 (73.3%) in retirement accounts, and GBP 6,000 (1.4%) in cash.

Investments

Since my last update, my investments increased with GBP 7,000 (6.82%).

Since I started tracking, my total contributions have been GBP 127,700, and my total return has been GBP 20,100.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 9,000 (2.92%), of which GBP 6,716 was from contributions , and GBP 8,584 was from returns.

Since I started tracking, my total contributions have been GBP 71,281, and my total return is GBP 94,319.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,444 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,444/month
(4.0% SWR)
1,263/month
(3.5% SWR)
1,083/month
(3.0% SWR)


When can I retire?


FI date


My age

50

I am currently aiming to save/invest approximately GBP 3,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,200,000 in 3 years and 2 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another GBP 246,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 520,800


Financial independence forecast