Net worth update per



This is my #8 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 644,100 and my FI portfolio increased to GBP 389,300


Net worth

GBP 644,100

Since the last update on my net worth has increased with GBP 14,300 (+ 2.27 %).

FI portfolio

GBP 389,300

Since the last update on my FI portfolio has increased with GBP 14,000 (+ 3.73 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 28.8% on my way to achive my FIRE target of GBP 1,350,000. This is 1.0 percentage points closer, compared to the last net worth update.

GBP 389,300 FIRE target: GBP 1,350,000


28.8%


FI portfolio


My FI portfolio now consists of GBP 91,500 (23.5%) in investments, GBP 291,800 (75.0%) in retirement accounts, and GBP 6,000 (1.5%) in cash.

Investments

Since my last update, my investments increased with GBP 2,200 (2.46%).

Since I started tracking, my total contributions have been GBP 37,200, and my total return has been GBP 44,700.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 11,800 (4.21%).

Since I started tracking, my total contributions have been GBP 22,950, and my total return is GBP 84,750.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,297 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,297/month
(4.0% SWR)
1,135/month
(3.5% SWR)
973/month
(3.0% SWR)


When can I retire?


FI date


My age

52

I am currently aiming to save/invest approximately GBP 1,500 each month.

Assuming an annual return of 12% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,350,000 in 7 years and 2 months, in , and at that time I will be 52 years old.

By that time I will have invested/saved another GBP 156,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 804,700


Financial independence forecast