Net worth update per

This is my #18 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 726,550 and my FI portfolio decreased to GBP 469,250

Net worth

GBP 726,550

Since the last update on my net worth has decreased with GBP -1,100 ( -0.15 %).

FI portfolio

GBP 469,250

Since the last update on my FI portfolio has decreased with GBP -1,100 ( -0.23 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 34.8% on my way to achive my FIRE target of GBP 1,350,000. This is -0.1 percentage points closer, compared to the last net worth update.

GBP 469,250 FIRE target: GBP 1,350,000


FI portfolio

My FI portfolio now consists of GBP 129,150 (27.5%) in investments, GBP 334,100 (71.2%) in retirement accounts, and GBP 6,000 (1.3%) in cash.


Since my last update, my investments increased with GBP 150 (0.12%).

Since I started tracking, my total contributions have been GBP 37,200, and my total return has been GBP 44,700.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -1,250 (-0.37%).

Since I started tracking, my total contributions have been GBP 22,950, and my total return is GBP 84,750.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,564 for the rest of my life.

Monthly SWR amount
Retire today with (GBP)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately GBP 1,500 each month.

Assuming an annual return of 12% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,350,000 in 6 years and 9 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another GBP 135,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 745,750

Financial independence forecast