Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per



This is cybernaut's #62 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 1,087,480 and my FI portfolio decreased to GBP 763,600


Net worth

GBP 1,087,480

Since the last update on my net worth has increased with GBP 280 (+ 0.03 %).

FI portfolio

GBP 763,600

Since the last update on my FI portfolio has decreased with GBP -300 ( -0.04 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 63.6% on my way to achive my FIRE target of GBP 1,200,000. This is -0.0 percentage points closer, compared to the last net worth update.

GBP 763,600 FIRE target: GBP 1,200,000


63.6%


FI portfolio


My FI portfolio now consists of GBP 239,600 (31.4%) in investments, GBP 493,300 (64.6%) in retirement accounts, and GBP 30,700 (4.0%) in cash.

Investments

Since my last update, my investments decreased with GBP -3,000 (-1.24%).

Since I started tracking, my total contributions have been GBP 127,700, and my total return has been GBP 22,900.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 1,400 (0.28%), of which GBP 3,216 was from contributions , and GBP -1,816 was from returns.

Since I started tracking, my total contributions have been GBP 97,009, and my total return is GBP 113,291.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 2,545 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
2,545/month
(4.0% SWR)
2,227/month
(3.5% SWR)
1,909/month
(3.0% SWR)


When can I retire?


FI date


My age

51

I am currently aiming to save/invest approximately GBP 3,400 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,200,000 in 3 years and 2 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another GBP 132,600, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 303,800


Financial independence forecast