Net worth update per

This is my #4 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 643,950 and my FI portfolio increased to GBP 390,300

Net worth

GBP 643,950

Since the last update on my net worth has increased with GBP 8,450 (+ 1.33 %).

FI portfolio

GBP 390,300

Since the last update on my FI portfolio has increased with GBP 8,100 (+ 2.12 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 28.9% on my way to achive my FIRE target of GBP 1,350,000. This is 0.6 percentage points closer, compared to the last net worth update.

GBP 390,300 FIRE target: GBP 1,350,000


FI portfolio

My FI portfolio now consists of GBP 96,500 (24.7%) in investments, GBP 287,800 (73.7%) in retirement accounts, and GBP 6,000 (1.5%) in cash.


Since my last update, my investments increased with GBP 4,900 (5.35%).

Since I started tracking, my total contributions have been GBP 37,200, and my total return has been GBP 44,700.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 3,200 (1.12%).

Since I started tracking, my total contributions have been GBP 22,950, and my total return is GBP 84,750.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,301 for the rest of my life.

Monthly SWR amount
Retire today with (GBP)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately GBP 1,500 each month.

Assuming an annual return of 12% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,350,000 in 6 years and 10 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another GBP 156,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 803,700

Financial independence forecast