Net worth update per



This is my #28 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 867,890 and my FI portfolio increased to GBP 587,500


Net worth

GBP 867,890

Since the last update on my net worth has increased with GBP 16,380 (+ 1.92 %).

FI portfolio

GBP 587,500

Since the last update on my FI portfolio has increased with GBP 16,100 (+ 2.82 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 58.8% on my way to achive my FIRE target of GBP 1,000,000. This is 1.6 percentage points closer, compared to the last net worth update.

GBP 587,500 FIRE target: GBP 1,000,000


58.8%


FI portfolio


My FI portfolio now consists of GBP 173,800 (29.6%) in investments, GBP 407,700 (69.4%) in retirement accounts, and GBP 6,000 (1.0%) in cash.

Investments

Since my last update, my investments increased with GBP 5,100 (3.02%), of which GBP 1,000 was from contributions, and GBP -2,600 was from returns.

Since I started tracking, my total contributions have been GBP 41,700, and my total return has been GBP 24,800.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 11,000 (2.77%), of which GBP 1,000 was from contributions , and GBP -9,200 was from returns.

Since I started tracking, my total contributions have been GBP 29,800, and my total return is GBP 71,700.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,958 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,958/month
(4.0% SWR)
1,713/month
(3.5% SWR)
1,468/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately GBP 2,000 each month.

Assuming an annual return of 13% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 2 years and 11 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another GBP 80,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 332,500


Financial independence forecast