Net worth update per



This is my #29 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 822,370 and my FI portfolio decreased to GBP 541,700


Net worth

GBP 822,370

Since the last update on my net worth has decreased with GBP -45,520 ( -5.24 %).

FI portfolio

GBP 541,700

Since the last update on my FI portfolio has decreased with GBP -45,800 ( -7.8 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 54.2% on my way to achive my FIRE target of GBP 1,000,000. This is -4.6 percentage points closer, compared to the last net worth update.

GBP 541,700 FIRE target: GBP 1,000,000


54.2%


FI portfolio


My FI portfolio now consists of GBP 159,100 (29.4%) in investments, GBP 376,600 (69.5%) in retirement accounts, and GBP 6,000 (1.1%) in cash.

Investments

Since my last update, my investments decreased with GBP -14,700 (-8.46%), of which GBP 1,000 was from contributions, and GBP -2,600 was from returns.

Since I started tracking, my total contributions have been GBP 41,700, and my total return has been GBP 24,800.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -31,100 (-7.63%), of which GBP 1,000 was from contributions , and GBP -9,200 was from returns.

Since I started tracking, my total contributions have been GBP 29,800, and my total return is GBP 71,700.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,805 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,805/month
(4.0% SWR)
1,579/month
(3.5% SWR)
1,354/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately GBP 2,000 each month.

Assuming an annual return of 13% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 3 years and 6 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another GBP 92,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 366,300


Financial independence forecast