Net worth update per

This is my #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 635,500 and my FI portfolio increased to GBP 382,200

Net worth

GBP 635,500

Since the last update on my net worth has increased with GBP 5,600 (+ 0.89 %).

FI portfolio

GBP 382,200

Since the last update on my FI portfolio has increased with GBP 5,400 (+ 1.43 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 28.3% on my way to achive my FIRE target of GBP 1,350,000. This is 0.4 percentage points closer, compared to the last net worth update.

GBP 382,200 FIRE target: GBP 1,350,000


FI portfolio

My FI portfolio now consists of GBP 91,600 (24.0%) in investments, GBP 284,600 (74.5%) in retirement accounts, and GBP 6,000 (1.6%) in cash.


Since my last update, my investments increased with GBP 1,800 (2.0%).

Since I started tracking, my total contributions have been GBP 37,200, and my total return has been GBP 44,700.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 3,600 (1.28%).

Since I started tracking, my total contributions have been GBP 22,950, and my total return is GBP 84,750.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,274 for the rest of my life.

Monthly SWR amount
Retire today with (GBP)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately GBP 1,500 each month.

Assuming an annual return of 12% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,350,000 in 6 years and 9 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another GBP 157,500, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 810,300

Financial independence forecast