Currency
EUR
Monthly savings
EUR 2,200
Savings Rate (gross)
32
%
FIRE target
EUR 1,250,000
Gross annual income
EUR 82,000
Net Worth Updates
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Today I found a study which gives actual baselines in Germany. The graph details out Net Worth according to age brackets in Germany. It is based on a study by IW Cologne. It is not a ‘goal‘... |
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After reading many books and blogs, I would like to summarize all of what I have learnt for Financial Independence to happen in one single post: |
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Why do we have the opinion that money is evil? Why is pursuit of money bad? enter link description here |
FIRE STATUS
EUR 101,170 FIRE target: EUR 1,250,000
FIRE portfolio changed with
EUR
23,743
(since last
reporting)
EUR
0
(YTD)
EUR
46,840
(since beginning)
Retire today with
EUR 337/m
(4.0% SWR)
EUR 295/m
(3.5%
SWR)
EUR 252/m
(3.0%
SWR)
PORTFOLIO
COMPOSITION
FIRE AMOUNT
Change in FIRE amount
Fire forecast
FI date
FI age
55
FIRE date
Net worth
EUR 125,670
Liquid assets
EUR 101,170
Equity ratio
89.0%
Your net worth changed with
EUR
25,743
(since last
reporting)
EUR
0
(YTD)
EUR
50,840
(since beginning)
Net worth
Full
composition
Total assets
EUR 141,170
Total liabilities
EUR 15,500
Net worth
EUR 125,670
Debt to income
0.19x
Net debt
-85,670
Mortgage LTV
38.8%
Changes, total debt
EUR
-2,000
(since last
reporting)
EUR
0
(YTD)
EUR
-4,000
(since beginning)
Total debt