Net worth update per



This is my #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 84,231 and my FI portfolio increased to EUR 62,731


Net worth

EUR 84,231

Since the last update on my net worth has increased with EUR 6,231 (+ 7.99 %).

FI portfolio

EUR 62,731

Since the last update on my FI portfolio has increased with EUR 5,731 (+ 10.05 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 5.0% on my way to achive my FIRE target of EUR 1,250,000. This is 0.5 percentage points closer, compared to the last net worth update.

EUR 62,731 FIRE target: EUR 1,250,000


5.0%


FI portfolio


My FI portfolio now consists of EUR 21,731 (34.6%) in investments, and EUR 41,000 (65.4%) in cash.

Investments

Since my last update, my investments increased with EUR 2,731 (14.37%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 209 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
209/month
(4.0% SWR)
182/month
(3.5% SWR)
156/month
(3.0% SWR)


When can I retire?


FI date


My age

54

I am currently aiming to save/invest approximately EUR 2,200 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,250,000 in 15 years and 11 months, in , and at that time I will be 54 years old.

By that time I will have invested/saved another EUR 484,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 703,269


Financial independence forecast