Net worth update per

This is my #4 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 99,927 and my FI portfolio increased to EUR 77,427

Net worth

EUR 99,927

Since the last update on my net worth has increased with EUR 15,696 (+ 18.63 %).

FI portfolio

EUR 77,427

Since the last update on my FI portfolio has increased with EUR 14,696 (+ 23.43 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 6.2% on my way to achive my FIRE target of EUR 1,250,000. This is 1.2 percentage points closer, compared to the last net worth update.

EUR 77,427 FIRE target: EUR 1,250,000


FI portfolio

My FI portfolio now consists of EUR 25,427 (32.8%) in investments, and EUR 52,000 (67.2%) in cash.


Since my last update, my investments increased with EUR 3,696 (17.01%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 258 for the rest of my life.

Monthly SWR amount
Retire today with (EUR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately EUR 2,200 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,250,000 in 16 years and 0 months, in , and at that time I will be 54 years old.

By that time I will have invested/saved another EUR 477,400, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 695,173

Financial independence forecast