Net worth update per



This is my #5 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 125,670 and my FI portfolio increased to EUR 101,170


Net worth

EUR 125,670

Since the last update on my net worth has increased with EUR 25,743 (+ 25.76 %).

FI portfolio

EUR 101,170

Since the last update on my FI portfolio has increased with EUR 23,743 (+ 30.67 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 8.1% on my way to achive my FIRE target of EUR 1,250,000. This is 1.9 percentage points closer, compared to the last net worth update.

EUR 101,170 FIRE target: EUR 1,250,000


8.1%


FI portfolio


My FI portfolio now consists of EUR 36,170 (35.8%) in investments, and EUR 65,000 (64.2%) in cash.

Investments

Since my last update, my investments increased with EUR 10,743 (42.25%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 337 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
337/month
(4.0% SWR)
295/month
(3.5% SWR)
252/month
(3.0% SWR)


When can I retire?


FI date


My age

55

I am currently aiming to save/invest approximately EUR 2,200 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,250,000 in 16 years and 3 months, in , and at that time I will be 55 years old.

By that time I will have invested/saved another EUR 464,200, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 684,630


Financial independence forecast