FMCTandP
Planning either a 3.5% fixed SWR or a CAPE-based variable SWR (based on the formula 1.5% + 1/2 * 1/CAPE)
US
Age
Followers
1
Following
0
Website
Currency
USD
Monthly savings
USD 4,200
Savings Rate (gross)
56 %
FIRE target
USD 2,285,000
Gross annual income
USD 90,000

Net Worth Updates


by FMCTandP

Posted a new net worth update. The FI portfolio is now USD 993,000. Check it out here.

by FMCTandP

Posted a new net worth update. The FI portfolio is now USD 987,000. Check it out here.

FIRE STATUS

USD 993,000 FIRE target: USD 2,285,000


43.5%
FIRE portfolio changed with
USD 38,000
(since last reporting)
USD 0
(YTD)
USD 863,000
(since beginning)
Retire today with
USD 3,310/m
(4.0% SWR)
USD 2,896/m
(3.5% SWR)
USD 2,482/m
(3.0% SWR)
PORTFOLIO COMPOSITION
FIRE AMOUNT
Change in FIRE amount
Fire forecast

FI date


FI age

48

FIRE date
Net worth
USD 1,325,000
Liquid assets
USD 197,000
Equity ratio
83.0%
Your net worth changed with
USD 40,000
(since last reporting)
USD 0
(YTD)
USD 1,195,000
(since beginning)
Net worth
Full composition
Total assets
USD 1,596,000
Total liabilities
USD 271,000
Net worth
USD 1,325,000
Debt to income
3.01x
Net debt
74,000
Mortgage LTV
43.8%
Changes, total debt
USD -2,000
(since last reporting)
USD 0
(YTD)
USD 271,000
(since beginning)
Total debt