Net worth update per



This is my #13 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 1,325,000 and my FI portfolio increased to USD 993,000


Net worth

USD 1,325,000

Since the last update on my net worth has increased with USD 40,000 (+ 3.11 %).

FI portfolio

USD 993,000

Since the last update on my FI portfolio has increased with USD 38,000 (+ 3.98 %).

Net worth
FI portfolio

The changes for each asset class compared to the previous reporting ( ) is shown in the table below. All numbers are in USD.

I am now 43.5% on my way to achive my FIRE target of USD 2,285,000. This is 1.7 percentage points closer, compared to the last net worth update.

USD 993,000 FIRE target: USD 2,285,000


43.5%


FI portfolio


My FI portfolio now consists of USD 171,000 (17.2%) in investments, USD 796,000 (80.2%) in retirement accounts, and USD 26,000 (2.6%) in cash.

Investments

Since my last update, my investments increased with USD 9,000 (5.56%), of which USD 4,600 was from contributions, and USD 4,400 was from returns.

Since I started tracking, my total contributions have been USD 32,800, and my total return has been USD 101,200.

Retirement accounts

Since my last update, my retirement accounts increased with USD 29,000 (3.78%), of which USD 5,600 was from contributions , and USD 23,400 was from returns.

Since I started tracking, my total contributions have been USD 279,600, and my total return is USD 448,400.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 3,310 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
3,310/month
(4.0% SWR)
2,896/month
(3.5% SWR)
2,482/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately USD 4,200 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,285,000 in 9 years and 11 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another USD 508,200, while the rest will be return on my existing FI portfolio and the new investments, in total USD 783,800


Financial independence forecast