Net worth update per



This is my #4 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 43,449 and my FI portfolio decreased to USD 40,051


Net worth

USD 43,449

Since the last update on my net worth has decreased with USD -1,373 ( -3.06 %).

FI portfolio

USD 40,051

Since the last update on my FI portfolio has decreased with USD -1,739 ( -4.16 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 1.6% on my way to achive my FIRE target of USD 2,500,000. This is -0.1 percentage points closer, compared to the last net worth update.

USD 40,051 FIRE target: USD 2,500,000


1.6%


FI portfolio


My FI portfolio now consists of USD 26,379 (65.9%) in investments, USD 12,424 (31.0%) in retirement accounts, and USD 1,248 (3.1%) in cash.

Investments

Since my last update, my investments decreased with USD -827 (-3.04%).

Since I started tracking, my total contributions have been USD 19,500, and my total return has been USD 42,985.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -898 (-6.74%), of which USD 1,816 was from contributions , and USD 4,325 was from returns.

Since I started tracking, my total contributions have been USD 26,648, and my total return is USD 17,779.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 133 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
133/month
(4.0% SWR)
116/month
(3.5% SWR)
100/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately USD 2,750 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 21 years and 6 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another USD 770,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,689,949


Financial independence forecast