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Net worth update per


This is brian's #61 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 401,326 and my FI portfolio increased to USD 390,220


Net worth

USD 401,326

Since the last update on my net worth has increased with USD 17,145 (+ 4.46 %).

FI portfolio

USD 390,220

Since the last update on my FI portfolio has increased with USD 17,081 (+ 4.58 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 26,733 +955 27,688
Investments 191,361 +5,916 197,277
Retirement acc 155,045 +10,210 165,255
Real estate 0 0 0
Other assets 15,000 0 15,000
Total assets 388,139 +17,081 405,220

Mortgage 0 0 0
Other debt 3,958 -64 3,894
Total debt 3,958 -64 3,894
Change
Cash 20,005 +7,683 27,688
Investments 135,530 +61,747 197,277
Retirement acc 111,891 +53,364 165,255
Real estate 0 0 0
Other assets 16,500 -1,500 15,000
Total assets 283,926 +121,294 405,220

Mortgage 0 0 0
Other debt 7,135 -3,241 3,894
Total debt 7,135 -3,241 3,894
Change
Cash 2,552 +25,136 27,688
Investments 23,804 +173,473 197,277
Retirement acc 10,359 +154,896 165,255
Real estate 0 0 0
Other assets 20,000 -5,000 15,000
Total assets 56,715 +348,505 405,220

Mortgage 0 0 0
Other debt 18,127 -14,233 3,894
Total debt 18,127 -14,233 3,894

I am now 15.6% on my way to achive my FIRE target of USD 2,500,000. This is 0.7 percentage points closer, compared to the last net worth update.

USD 390,220 FIRE target: USD 2,500,000


15.6%

FI portfolio

My FI portfolio now consists of USD 197,277 (50.6%) in investments, USD 165,255 (42.3%) in retirement accounts, and USD 27,688 (7.1%) in cash.

Investments

Since my last update, my investments increased with USD 5,916 (3.09%).

Since I started tracking, my total contributions have been USD 69,500, and my total return has been USD 112,512.

Retirement accounts

Since my last update, my retirement accounts increased with USD 10,210 (6.59%), of which USD 3,435 was from contributions , and USD 4,643 was from returns.

Since I started tracking, my total contributions have been USD 98,114, and my total return is USD 68,547.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,300 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,300/month
(4.0% SWR)
1,138/month
(3.5% SWR)
975/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately USD 3,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 15 years and 6 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another USD 576,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,533,780


Financial independence forecast