Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is brian's #53 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 326,846 and my FI portfolio increased to USD 315,613


Net worth

USD 326,846

Since the last update on my net worth has increased with USD 8,194 (+ 2.57 %).

FI portfolio

USD 315,613

Since the last update on my FI portfolio has increased with USD 7,585 (+ 2.46 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 23,142 +1,768 24,910
Investments 158,250 +3,258 161,508
Retirement acc 126,636 +2,559 129,195
Real estate 0 0 0
Other assets 16,500 0 16,500
Total assets 324,528 +7,585 332,113

Mortgage 0 0 0
Other debt 5,876 -609 5,267
Total debt 5,876 -609 5,267
Change
Cash 20,005 +4,905 24,910
Investments 135,530 +25,978 161,508
Retirement acc 111,891 +17,304 129,195
Real estate 0 0 0
Other assets 16,500 0 16,500
Total assets 283,926 +48,187 332,113

Mortgage 0 0 0
Other debt 7,135 -1,868 5,267
Total debt 7,135 -1,868 5,267
Change
Cash 2,552 +22,358 24,910
Investments 23,804 +137,704 161,508
Retirement acc 10,359 +118,836 129,195
Real estate 0 0 0
Other assets 20,000 -3,500 16,500
Total assets 56,715 +275,398 332,113

Mortgage 0 0 0
Other debt 18,127 -12,860 5,267
Total debt 18,127 -12,860 5,267

I am now 12.6% on my way to achive my FIRE target of USD 2,500,000. This is 0.3 percentage points closer, compared to the last net worth update.

USD 315,613 FIRE target: USD 2,500,000


12.6%

FI portfolio

My FI portfolio now consists of USD 161,508 (51.2%) in investments, USD 129,195 (40.9%) in retirement accounts, and USD 24,910 (7.9%) in cash.

Investments

Since my last update, my investments increased with USD 3,258 (2.06%).

Since I started tracking, my total contributions have been USD 69,500, and my total return has been USD 112,512.

Retirement accounts

Since my last update, my retirement accounts increased with USD 2,559 (2.02%), of which USD 3,435 was from contributions , and USD 4,643 was from returns.

Since I started tracking, my total contributions have been USD 98,114, and my total return is USD 68,547.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,052 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,052/month
(4.0% SWR)
920/month
(3.5% SWR)
789/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately USD 3,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 16 years and 0 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another USD 618,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,566,387


Financial independence forecast