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Net worth update per


This is brian's #51 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 298,347 and my FI portfolio increased to USD 288,232


Net worth

USD 298,347

Since the last update on my net worth has increased with USD 21,556 (+ 7.79 %).

FI portfolio

USD 288,232

Since the last update on my FI portfolio has increased with USD 20,806 (+ 7.78 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 20,005 +1,531 21,536
Investments 135,530 +13,355 148,885
Retirement acc 111,891 +5,920 117,811
Real estate 0 0 0
Other assets 16,500 0 16,500
Total assets 283,926 +20,806 304,732

Mortgage 0 0 0
Other debt 7,135 -750 6,385
Total debt 7,135 -750 6,385
Change
Cash 20,005 +1,531 21,536
Investments 135,530 +13,355 148,885
Retirement acc 111,891 +5,920 117,811
Real estate 0 0 0
Other assets 16,500 0 16,500
Total assets 283,926 +20,806 304,732

Mortgage 0 0 0
Other debt 7,135 -750 6,385
Total debt 7,135 -750 6,385
Change
Cash 2,552 +18,984 21,536
Investments 23,804 +125,081 148,885
Retirement acc 10,359 +107,452 117,811
Real estate 0 0 0
Other assets 20,000 -3,500 16,500
Total assets 56,715 +248,017 304,732

Mortgage 0 0 0
Other debt 18,127 -11,742 6,385
Total debt 18,127 -11,742 6,385

I am now 11.5% on my way to achive my FIRE target of USD 2,500,000. This is 0.8 percentage points closer, compared to the last net worth update.

USD 288,232 FIRE target: USD 2,500,000


11.5%

FI portfolio

My FI portfolio now consists of USD 148,885 (51.7%) in investments, USD 117,811 (40.9%) in retirement accounts, and USD 21,536 (7.5%) in cash.

Investments

Since my last update, my investments increased with USD 13,355 (9.85%).

Since I started tracking, my total contributions have been USD 69,500, and my total return has been USD 112,512.

Retirement accounts

Since my last update, my retirement accounts increased with USD 5,920 (5.29%), of which USD 3,435 was from contributions , and USD 4,643 was from returns.

Since I started tracking, my total contributions have been USD 98,114, and my total return is USD 68,547.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 960 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
960/month
(4.0% SWR)
840/month
(3.5% SWR)
720/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately USD 3,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 16 years and 3 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another USD 633,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,578,768


Financial independence forecast