Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is brian's #49 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 268,792 and my FI portfolio increased to USD 258,815


Net worth

USD 268,792

Since the last update on my net worth has increased with USD 18,839 (+ 7.54 %).

FI portfolio

USD 258,815

Since the last update on my FI portfolio has increased with USD 18,949 (+ 7.9 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 16,445 +3,596 20,041
Investments 127,555 +5,002 132,557
Retirement acc 95,866 +10,351 106,217
Real estate 0 0 0
Other assets 16,500 0 16,500
Total assets 256,366 +18,949 275,315

Mortgage 0 0 0
Other debt 6,413 + 110 6,523
Total debt 6,413 + 110 6,523
Change
Cash 41,965 -21,924 20,041
Investments 55,460 +77,097 132,557
Retirement acc 66,334 +39,883 106,217
Real estate 0 0 0
Other assets 16,500 0 16,500
Total assets 180,259 +95,056 275,315

Mortgage 0 0 0
Other debt 9,808 -3,285 6,523
Total debt 9,808 -3,285 6,523
Change
Cash 2,552 +17,489 20,041
Investments 23,804 +108,753 132,557
Retirement acc 10,359 +95,858 106,217
Real estate 0 0 0
Other assets 20,000 -3,500 16,500
Total assets 56,715 +218,600 275,315

Mortgage 0 0 0
Other debt 18,127 -11,604 6,523
Total debt 18,127 -11,604 6,523

I am now 10.4% on my way to achive my FIRE target of USD 2,500,000. This is 0.8 percentage points closer, compared to the last net worth update.

USD 258,815 FIRE target: USD 2,500,000


10.4%

FI portfolio

My FI portfolio now consists of USD 132,557 (51.2%) in investments, USD 106,217 (41.0%) in retirement accounts, and USD 20,041 (7.7%) in cash.

Investments

Since my last update, my investments increased with USD 5,002 (3.92%).

Since I started tracking, my total contributions have been USD 69,500, and my total return has been USD 112,512.

Retirement accounts

Since my last update, my retirement accounts increased with USD 10,351 (10.8%), of which USD 3,435 was from contributions , and USD 4,643 was from returns.

Since I started tracking, my total contributions have been USD 98,114, and my total return is USD 68,547.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 862 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
862/month
(4.0% SWR)
754/month
(3.5% SWR)
647/month
(3.0% SWR)


When can I retire?

FI date

My age

47

I am currently aiming to save/invest approximately USD 3,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 16 years and 1 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another USD 651,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,590,185


Financial independence forecast