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Net worth update per


This is brian's #35 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 160,057 and my FI portfolio increased to USD 153,238


Net worth

USD 160,057

Since the last update on my net worth has increased with USD 8,091 (+ 5.32 %).

FI portfolio

USD 153,238

Since the last update on my FI portfolio has increased with USD 6,191 (+ 4.21 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 23,809 +12,974 36,783
Investments 59,952 -2,713 57,239
Retirement acc 63,286 -4,070 59,216
Real estate 0 0 0
Other assets 16,500 0 16,500
Total assets 163,547 +6,191 169,738

Mortgage 0 0 0
Other debt 11,581 -1,900 9,681
Total debt 11,581 -1,900 9,681
Change
Cash 8,001 +28,782 36,783
Investments 119,864 -62,625 57,239
Retirement acc 58,051 +1,165 59,216
Real estate 0 0 0
Other assets 17,750 -1,250 16,500
Total assets 203,666 -33,928 169,738

Mortgage 0 0 0
Other debt 11,375 -1,694 9,681
Total debt 11,375 -1,694 9,681
Change
Cash 2,552 +34,231 36,783
Investments 23,804 +33,435 57,239
Retirement acc 10,359 +48,857 59,216
Real estate 0 0 0
Other assets 20,000 -3,500 16,500
Total assets 56,715 +113,023 169,738

Mortgage 0 0 0
Other debt 18,127 -8,446 9,681
Total debt 18,127 -8,446 9,681

I am now 6.1% on my way to achive my FIRE target of USD 2,500,000. This is 0.2 percentage points closer, compared to the last net worth update.

USD 153,238 FIRE target: USD 2,500,000


6.1%

FI portfolio

My FI portfolio now consists of USD 57,239 (37.4%) in investments, USD 59,216 (38.6%) in retirement accounts, and USD 36,783 (24.0%) in cash.

Investments

Since my last update, my investments decreased with USD -2,713 (-4.53%).

Since I started tracking, my total contributions have been USD 69,500, and my total return has been USD 112,512.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -4,070 (-6.43%), of which USD 3,435 was from contributions , and USD 4,643 was from returns.

Since I started tracking, my total contributions have been USD 98,114, and my total return is USD 68,547.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 510 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
510/month
(4.0% SWR)
446/month
(3.5% SWR)
383/month
(3.0% SWR)


When can I retire?

FI date

My age

48

I am currently aiming to save/invest approximately USD 3,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 17 years and 9 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another USD 735,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,611,762


Financial independence forecast