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Net worth update per


This is 2019's #49 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 289,962 and my FI portfolio increased to USD 289,962


Net worth

USD 289,962

Since the last update on my net worth has increased with USD 10,008 (+ 3.57 %).

FI portfolio

USD 289,962

Since the last update on my FI portfolio has increased with USD 10,008 (+ 3.57 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 31,975 -138 31,837
Investments 76,691 +2,556 79,247
Retirement acc 171,288 +7,590 178,878
Real estate 0 0 0
Other assets 0 0 0
Total assets 279,954 +10,008 289,962

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 26,968 +4,869 31,837
Investments 70,136 +9,111 79,247
Retirement acc 135,405 +43,473 178,878
Real estate 0 0 0
Other assets 0 0 0
Total assets 232,509 +57,453 289,962

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 15,000 +16,837 31,837
Investments 20,000 +59,247 79,247
Retirement acc 35,000 +143,878 178,878
Real estate 0 0 0
Other assets 0 0 0
Total assets 70,000 +219,962 289,962

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 48.3% on my way to achive my FIRE target of USD 600,000. This is 1.7 percentage points closer, compared to the last net worth update.

USD 289,962 FIRE target: USD 600,000


48.3%

FI portfolio

My FI portfolio now consists of USD 79,247 (27.3%) in investments, USD 178,878 (61.7%) in retirement accounts, and USD 31,837 (11.0%) in cash.

Investments

Since my last update, my investments increased with USD 2,556 (3.33%).

Retirement accounts

Since my last update, my retirement accounts increased with USD 7,590 (4.43%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 966 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
966/month
(4.0% SWR)
845/month
(3.5% SWR)
724/month
(3.0% SWR)


When can I retire?

FI date

My age

33

I am currently aiming to save/invest approximately USD 2,280 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 600,000 in 4 years and 9 months, in , and at that time I will be 33 years old.

By that time I will have invested/saved another USD 152,760, while the rest will be return on my existing FI portfolio and the new investments, in total USD 157,278


Financial independence forecast