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Net worth update per


This is 2019's #31 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 215,637 and my FI portfolio decreased to USD 215,637


Net worth

USD 215,637

Since the last update on my net worth has decreased with USD -5,973 ( -2.7 %).

FI portfolio

USD 215,637

Since the last update on my FI portfolio has decreased with USD -5,973 ( -2.7 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 25,082 +490 25,572
Investments 70,279 -2,981 67,298
Retirement acc 126,249 -3,482 122,767
Real estate 0 0 0
Other assets 0 0 0
Total assets 221,610 -5,973 215,637

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 23,660 +1,912 25,572
Investments 66,168 +1,130 67,298
Retirement acc 119,922 +2,845 122,767
Real estate 0 0 0
Other assets 0 0 0
Total assets 209,750 +5,887 215,637

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 15,000 +10,572 25,572
Investments 20,000 +47,298 67,298
Retirement acc 35,000 +87,767 122,767
Real estate 0 0 0
Other assets 0 0 0
Total assets 70,000 +145,637 215,637

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 35.9% on my way to achive my FIRE target of USD 600,000. This is -1.0 percentage points closer, compared to the last net worth update.

USD 215,637 FIRE target: USD 600,000


35.9%

FI portfolio

My FI portfolio now consists of USD 67,298 (31.2%) in investments, USD 122,767 (56.9%) in retirement accounts, and USD 25,572 (11.9%) in cash.

Investments

Since my last update, my investments decreased with USD -2,981 (-4.24%).

Retirement accounts

Since my last update, my retirement accounts decreased with USD -3,482 (-2.76%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 718 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
718/month
(4.0% SWR)
628/month
(3.5% SWR)
539/month
(3.0% SWR)


When can I retire?

FI date

My age

33

I am currently aiming to save/invest approximately USD 2,280 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 600,000 in 5 years and 0 months, in , and at that time I will be 33 years old.

By that time I will have invested/saved another USD 198,360, while the rest will be return on my existing FI portfolio and the new investments, in total USD 186,003


Financial independence forecast