Net worth update per



This is my #23 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 137,840 and my FI portfolio decreased to USD 131,075


Net worth

USD 137,840

Since the last update on my net worth has decreased with USD -1,678 ( -1.2 %).

FI portfolio

USD 131,075

Since the last update on my FI portfolio has decreased with USD -1,580 ( -1.19 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 5.2% on my way to achive my FIRE target of USD 2,500,000. This is -0.1 percentage points closer, compared to the last net worth update.

USD 131,075 FIRE target: USD 2,500,000


5.2%


FI portfolio


My FI portfolio now consists of USD 72,094 (55.0%) in investments, USD 48,645 (37.1%) in retirement accounts, and USD 10,336 (7.9%) in cash.

Investments

Since my last update, my investments decreased with USD -1,956 (-2.64%).

Since I started tracking, my total contributions have been USD 19,500, and my total return has been USD 28,790.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -819 (-1.66%), of which USD 1,211 was from contributions , and USD -2,030 was from returns.

Since I started tracking, my total contributions have been USD 24,832, and my total return is USD 13,454.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 436 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
436/month
(4.0% SWR)
382/month
(3.5% SWR)
327/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately USD 2,750 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 21 years and 2 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another USD 701,250, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,667,675


Financial independence forecast