Net worth update per



This is my #23 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 137,840 and my FI portfolio decreased to USD 131,075


Net worth

USD 137,840

Since the last update on my net worth has decreased with USD -1,678 ( -1.2 %).

FI portfolio

USD 131,075

Since the last update on my FI portfolio has decreased with USD -1,580 ( -1.19 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 5.2% on my way to achive my FIRE target of USD 2,500,000. This is -0.1 percentage points closer, compared to the last net worth update.

USD 131,075 FIRE target: USD 2,500,000


5.2%


FI portfolio


My FI portfolio now consists of USD 72,094 (55.0%) in investments, USD 48,645 (37.1%) in retirement accounts, and USD 10,336 (7.9%) in cash.

Investments

Since my last update, my investments decreased with USD -1,956 (-2.64%).

Since I started tracking, my total contributions have been USD 19,500, and my total return has been USD 76,560.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -819 (-1.66%).

Since I started tracking, my total contributions have been USD 26,648, and my total return is USD 21,044.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 436 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
436/month
(4.0% SWR)
382/month
(3.5% SWR)
327/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately USD 2,750 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 20 years and 4 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another USD 701,250, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,667,675


Financial independence forecast