Net worth update per



This is my #18 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 116,261 and my FI portfolio increased to USD 109,037


Net worth

USD 116,261

Since the last update on my net worth has increased with USD 9,530 (+ 8.93 %).

FI portfolio

USD 109,037

Since the last update on my FI portfolio has increased with USD 9,467 (+ 9.51 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 4.4% on my way to achive my FIRE target of USD 2,500,000. This is 0.4 percentage points closer, compared to the last net worth update.

USD 109,037 FIRE target: USD 2,500,000


4.4%


FI portfolio


My FI portfolio now consists of USD 59,704 (54.8%) in investments, USD 39,732 (36.4%) in retirement accounts, and USD 9,601 (8.8%) in cash.

Investments

Since my last update, my investments increased with USD 2,184 (3.8%).

Since I started tracking, my total contributions have been USD 19,500, and my total return has been USD 42,985.

Retirement accounts

Since my last update, my retirement accounts increased with USD 3,692 (10.24%), of which USD 1,816 was from contributions , and USD 4,325 was from returns.

Since I started tracking, my total contributions have been USD 26,648, and my total return is USD 17,779.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 363 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
363/month
(4.0% SWR)
318/month
(3.5% SWR)
272/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately USD 2,750 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 21 years and 1 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another USD 717,750, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,673,213


Financial independence forecast