Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is cybernaut's #8 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 644,100 and my FI portfolio increased to GBP 389,300


Net worth

GBP 644,100

Since the last update on my net worth has increased with GBP 14,300 (+ 2.27 %).

FI portfolio

GBP 389,300

Since the last update on my FI portfolio has increased with GBP 14,000 (+ 3.73 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 6,000 0 6,000
Investments 89,300 +2,200 91,500
Retirement acc 280,000 +11,800 291,800
Real estate 280,000 0 280,000
Other assets 0 0 0
Total assets 655,300 +14,000 669,300

Mortgage 25,500 -300 25,200
Other debt 0 0 0
Total debt 25,500 -300 25,200
Change
Cash 6,000 0 6,000
Investments 96,500 -5,000 91,500
Retirement acc 287,800 +4,000 291,800
Real estate 280,000 0 280,000
Other assets 0 0 0
Total assets 670,300 -1,000 669,300

Mortgage 26,350 -1,150 25,200
Other debt 0 0 0
Total debt 26,350 -1,150 25,200
Change
Cash 6,000 0 6,000
Investments 89,000 +2,500 91,500
Retirement acc 283,000 +8,800 291,800
Real estate 280,000 0 280,000
Other assets 0 0 0
Total assets 658,000 +11,300 669,300

Mortgage 27,000 -1,800 25,200
Other debt 0 0 0
Total debt 27,000 -1,800 25,200

I am now 31.1% on my way to achive my FIRE target of GBP 1,250,000. This is 1.1 percentage points closer, compared to the last net worth update.

GBP 389,300 FIRE target: GBP 1,250,000


31.1%

FI portfolio

My FI portfolio now consists of GBP 91,500 (23.5%) in investments, GBP 291,800 (75.0%) in retirement accounts, and GBP 6,000 (1.5%) in cash.

Investments

Since my last update, my investments increased with GBP 2,200 (2.46%), of which GBP 100 was from contributions, and GBP -6,500 was from returns.

Since I started tracking, my total contributions have been GBP 140,800, and my total return has been GBP 9,200.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 11,800 (4.21%), of which GBP 3,477 was from contributions , and GBP -13,377 was from returns.

Since I started tracking, my total contributions have been GBP 120,188, and my total return is GBP 90,212.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,297 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,297/month
(4.0% SWR)
1,135/month
(3.5% SWR)
973/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately GBP 3,470 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,250,000 in 2 years and 3 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another GBP 305,360, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 555,340


Financial independence forecast