Net worth update per



This is my #5 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 38,286 and my FI portfolio decreased to USD 34,103


Net worth

USD 38,286

Since the last update on my net worth has decreased with USD -5,163 ( -11.88 %).

FI portfolio

USD 34,103

Since the last update on my FI portfolio has decreased with USD -5,948 ( -14.85 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 1.4% on my way to achive my FIRE target of USD 2,500,000. This is -0.2 percentage points closer, compared to the last net worth update.

USD 34,103 FIRE target: USD 2,500,000


1.4%


FI portfolio


My FI portfolio now consists of USD 22,879 (67.1%) in investments, USD 10,414 (30.5%) in retirement accounts, and USD 810 (2.4%) in cash.

Investments

Since my last update, my investments decreased with USD -3,500 (-13.27%).

Since I started tracking, my total contributions have been USD 19,500, and my total return has been USD 42,985.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -2,010 (-16.18%), of which USD 1,816 was from contributions , and USD 4,325 was from returns.

Since I started tracking, my total contributions have been USD 26,648, and my total return is USD 17,779.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 113 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
113/month
(4.0% SWR)
99/month
(3.5% SWR)
85/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately USD 2,750 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 21 years and 9 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another USD 775,500, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,690,397


Financial independence forecast