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Net worth update per


This is 2019's #9 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 80,017 and my FI portfolio decreased to USD 80,017


Net worth

USD 80,017

Since the last update on my net worth has decreased with USD -7,329 ( -8.39 %).

FI portfolio

USD 80,017

Since the last update on my FI portfolio has decreased with USD -7,329 ( -8.39 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 15,205 +2,838 18,043
Investments 28,004 -5,486 22,518
Retirement acc 44,137 -4,681 39,456
Real estate 0 0 0
Other assets 0 0 0
Total assets 87,346 -7,329 80,017

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 15,335 +2,708 18,043
Investments 29,037 -6,519 22,518
Retirement acc 40,888 -1,432 39,456
Real estate 0 0 0
Other assets 0 0 0
Total assets 85,260 -5,243 80,017

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 15,000 +3,043 18,043
Investments 20,000 +2,518 22,518
Retirement acc 35,000 +4,456 39,456
Real estate 0 0 0
Other assets 0 0 0
Total assets 70,000 +10,017 80,017

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 13.3% on my way to achive my FIRE target of USD 600,000. This is -1.2 percentage points closer, compared to the last net worth update.

USD 80,017 FIRE target: USD 600,000


13.3%

FI portfolio

My FI portfolio now consists of USD 22,518 (28.1%) in investments, USD 39,456 (49.3%) in retirement accounts, and USD 18,043 (22.5%) in cash.

Investments

Since my last update, my investments decreased with USD -5,486 (-19.59%).

Retirement accounts

Since my last update, my retirement accounts decreased with USD -4,681 (-10.61%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 266 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
266/month
(4.0% SWR)
233/month
(3.5% SWR)
200/month
(3.0% SWR)


When can I retire?

FI date

My age

35

I am currently aiming to save/invest approximately USD 2,280 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 600,000 in 6 years and 2 months, in , and at that time I will be 35 years old.

By that time I will have invested/saved another USD 298,680, while the rest will be return on my existing FI portfolio and the new investments, in total USD 221,303


Financial independence forecast