Net worth update per

This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was CAD -34,800 and my FI portfolio was CAD 5,200.

Net worth

CAD -34,800

FI portfolio

CAD 5,200

I am now 0.2% on my way to achive my FIRE target of CAD 3,000,000.

CAD 5,200 FIRE target: CAD 3,000,000


FI portfolio

My FI portfolio now consists of CAD 5,200 (100.0%) in retirement accounts, and CAD 0 (0.0%) in cash.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CAD 17 for the rest of my life.

Retire today with (CAD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately CAD 500 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 3,000,000 in 38 years and 6 months, in , and at that time I will be 65 years old.

By that time I will have invested/saved another CAD 231,500, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 2,763,300

Financial independence forecast