Net worth update per

This is my #6 net worth update. Please check out my profile here for more information. As of , my net worth decreased to CAD 21,205 and my FI portfolio decreased to CAD 19,205

Net worth

CAD 21,205

Since the last update on my net worth has decreased with CAD -787 ( -3.58 %).

FI portfolio

CAD 19,205

Since the last update on my FI portfolio has decreased with CAD -787 ( -3.94 %).

Net worth
FI portfolio

The changes for each asset class compared to the previous reporting ( ) is shown in the table below. All numbers are in CAD.

I am now 2.4% on my way to achive my FIRE target of CAD 800,000. This is -0.1 percentage points closer, compared to the last net worth update.

CAD 19,205 FIRE target: CAD 800,000


FI portfolio

My FI portfolio now consists of CAD 11,970 (62.3%) in retirement accounts, and CAD 7,235 (37.7%) in cash.

Retirement accounts

Since my last update, my retirement accounts decreased with CAD -1,276 (-9.63%), of which CAD 1,000 was from contributions , and CAD -2,276 was from returns.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CAD 64 for the rest of my life.

Monthly SWR amount
Retire today with (CAD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately CAD 1,400 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 800,000 in 18 years and 9 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another CAD 316,400, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 464,395

Financial independence forecast