Net worth update per



This is my #8 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 2,723,987 and my FI portfolio decreased to USD 1,196,284


Net worth

USD 2,723,987

Since the last update on my net worth has decreased with USD -84,948 ( -3.02 %).

FI portfolio

USD 1,196,284

Since the last update on my FI portfolio has decreased with USD -58,113 ( -4.63 %).

Net worth
FI portfolio

The changes for each asset class compared to the previous reporting ( ) is shown in the table below. All numbers are in USD.

I am now 24.7% on my way to achive my FIRE target of USD 4,850,000. This is -1.2 percentage points closer, compared to the last net worth update.

USD 1,196,284 FIRE target: USD 4,850,000


24.7%


FI portfolio


My FI portfolio now consists of USD 458,222 (38.3%) in investments, USD 635,046 (53.1%) in retirement accounts, and USD 103,016 (8.6%) in cash.

Investments

Since my last update, my investments decreased with USD -13,984 (-2.96%), of which USD -3,544 was from withdrawals, and USD 29,331 was from returns.

Since I started tracking, my total contributions have been USD 14,518, and my total return has been USD -14,700.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -38,049 (-5.65%), of which USD 3,544 was from contributions , and USD -17,949 was from returns.

Since I started tracking, my total contributions have been USD 21,860, and my total return is USD -123,714.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 3,987 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
3,987/month
(4.0% SWR)
3,489/month
(3.5% SWR)
2,990/month
(3.0% SWR)


When can I retire?


FI date


My age

54

I am currently aiming to save/invest approximately USD 8,500 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 4,850,000 in 10 years and 0 months, in , and at that time I will be 54 years old.

By that time I will have invested/saved another USD 1,028,500, while the rest will be return on my existing FI portfolio and the new investments, in total USD 2,625,216


Financial independence forecast