Net worth update per



This is my #2 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 287,120 and my FI portfolio decreased to USD 284,572


Net worth

USD 287,120

Since the last update on my net worth has decreased with USD -25,067 ( -8.03 %).

FI portfolio

USD 284,572

Since the last update on my FI portfolio has decreased with USD -27,615 ( -8.85 %).

Net worth
FI portfolio

The changes for each asset class compared to the previous reporting ( ) is shown in the table below. All numbers are in USD.

I am now 11.4% on my way to achive my FIRE target of USD 2,500,000. This is -1.1 percentage points closer, compared to the last net worth update.

USD 284,572 FIRE target: USD 2,500,000


11.4%


FI portfolio


My FI portfolio now consists of USD 23,024 (8.1%) in investments, USD 218,559 (76.8%) in retirement accounts, and USD 42,989 (15.1%) in cash.

Investments

Since my last update, my investments decreased with USD -7,290 (-24.05%).

Retirement accounts

Since my last update, my retirement accounts decreased with USD -17,221 (-7.3%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 948 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
948/month
(4.0% SWR)
830/month
(3.5% SWR)
711/month
(3.0% SWR)


When can I retire?


FI date


My age

50

I am currently aiming to save/invest approximately USD 1,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 19 years and 7 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another USD 236,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,979,428


Financial independence forecast