Net worth update per

This is my #5 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR -6,323 and my FI portfolio increased to EUR 4,227

Net worth

EUR -6,323

Since the last update on my net worth has increased with EUR 481 (+ -7.07 %).

FI portfolio

EUR 4,227

Since the last update on my FI portfolio has increased with EUR 531 (+ 14.37 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 0.4% on my way to achive my FIRE target of EUR 1,000,000. This is 0.1 percentage points closer, compared to the last net worth update.

EUR 4,227 FIRE target: EUR 1,000,000


FI portfolio

My FI portfolio now consists of EUR 1,145 (27.1%) in investments, EUR 881 (20.8%) in retirement accounts, and EUR 2,201 (52.1%) in cash.


Since my last update, my investments increased with EUR 140 (13.93%).

Retirement accounts

Since my last update, my retirement accounts increased with EUR 50 (6.02%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 14 for the rest of my life.

Monthly SWR amount
Retire today with (EUR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 20 years and 0 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another EUR 266,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 729,773

Financial independence forecast