Net worth update per

This is my #4 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR -6,804 and my FI portfolio decreased to EUR 3,696

Net worth

EUR -6,804

Since the last update on my net worth has decreased with EUR -217 ( 3.29 %).

FI portfolio

EUR 3,696

Since the last update on my FI portfolio has decreased with EUR -536 ( -12.67 %).

The per-day change in net worth between the reported periods are shown in the plot below.

And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 0.4% on my way to achive my FIRE target of EUR 1,000,000. This is -0.1 percentage points closer, compared to the last net worth update.

EUR 3,696 FIRE target: EUR 1,000,000


FI portfolio

My FI portfolio now consists of EUR 1,005 (27.2%) in investments, EUR 831 (22.5%) in retirement accounts, and EUR 1,860 (50.3%) in cash.


Since my last update, my investments increased with EUR 149 (17.41%).

Retirement accounts

Since my last update, my retirement accounts decreased with EUR -443 (-34.77%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 12 for the rest of my life.

Monthly SWR amount
Retire today with (EUR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 19 years and 5 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another EUR 267,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 729,304

Financial independence forecast