Net worth update per



This is my #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR -6,587 and my FI portfolio increased to EUR 4,232


Net worth

EUR -6,587

Since the last update on my net worth has increased with EUR 1,265 (+ -16.11 %).

FI portfolio

EUR 4,232

Since the last update on my FI portfolio has increased with EUR 889 (+ 26.59 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 0.4% on my way to achive my FIRE target of EUR 1,000,000. This is 0.1 percentage points closer, compared to the last net worth update.

EUR 4,232 FIRE target: EUR 1,000,000


0.4%


FI portfolio


My FI portfolio now consists of EUR 856 (20.2%) in investments, EUR 1,274 (30.1%) in retirement accounts, and EUR 2,102 (49.7%) in cash.

Investments

Since my last update, my investments increased with EUR 138 (19.22%).

Retirement accounts

Since my last update, my retirement accounts increased with EUR 16 (1.27%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 14 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
14/month
(4.0% SWR)
12/month
(3.5% SWR)
10/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 19 years and 10 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another EUR 266,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 729,768


Financial independence forecast