Net worth update per

This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 105,500 and my FI portfolio was EUR 105,500.

Net worth

EUR 105,500

FI portfolio

EUR 105,500

I am now 17.6% on my way to achive my FIRE target of EUR 600,000.

EUR 105,500 FIRE target: EUR 600,000


FI portfolio

My FI portfolio now consists of EUR 93,500 (88.6%) in investments, and EUR 12,000 (11.4%) in cash.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 351 for the rest of my life.

Retire today with (EUR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 600,000 in 11 years and 10 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another EUR 144,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 350,500

Financial independence forecast