Net worth update per



This is my #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 602,000 and my FI portfolio increased to USD 492,000


Net worth

USD 602,000

Since the last update on my net worth has increased with USD 111,000 (+ 22.61 %).

FI portfolio

USD 492,000

Since the last update on my FI portfolio has increased with USD 101,000 (+ 25.83 %).

Net worth
FI portfolio

The changes for each asset class compared to the previous reporting ( ) is shown in the table below. All numbers are in USD.

I am now 24.6% on my way to achive my FIRE target of USD 2,000,000. This is 5.1 percentage points closer, compared to the last net worth update.

USD 492,000 FIRE target: USD 2,000,000


24.6%


FI portfolio


My FI portfolio now consists of USD 46,000 (9.3%) in investments, USD 414,000 (84.1%) in retirement accounts, and USD 32,000 (6.5%) in cash.

Investments

Since my last update, my investments decreased with USD -2,000 (-4.17%).

Retirement accounts

Since my last update, my retirement accounts increased with USD 107,000 (34.85%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 1,640 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,640/month
(4.0% SWR)
1,435/month
(3.5% SWR)
1,230/month
(3.0% SWR)


When can I retire?


FI date


My age

45

I am currently aiming to save/invest approximately USD 3,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,000,000 in 10 years and 2 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 378,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,130,000


Financial independence forecast