Net worth update per



This is my #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 652,000 and my FI portfolio increased to USD 537,000


Net worth

USD 652,000

Since the last update on my net worth has increased with USD 50,000 (+ 8.31 %).

FI portfolio

USD 537,000

Since the last update on my FI portfolio has increased with USD 45,000 (+ 9.15 %).

Net worth
FI portfolio

The changes for each asset class compared to the previous reporting ( ) is shown in the table below. All numbers are in USD.

I am now 26.9% on my way to achive my FIRE target of USD 2,000,000. This is 2.2 percentage points closer, compared to the last net worth update.

USD 537,000 FIRE target: USD 2,000,000


26.9%


FI portfolio


My FI portfolio now consists of USD 77,000 (14.3%) in investments, USD 422,000 (78.6%) in retirement accounts, and USD 38,000 (7.1%) in cash.

Investments

Since my last update, my investments increased with USD 31,000 (67.39%).

Retirement accounts

Since my last update, my retirement accounts increased with USD 8,000 (1.93%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 1,790 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,790/month
(4.0% SWR)
1,566/month
(3.5% SWR)
1,342/month
(3.0% SWR)


When can I retire?


FI date


My age

44

I am currently aiming to save/invest approximately USD 3,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,000,000 in 9 years and 10 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 360,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,103,000


Financial independence forecast