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Net worth update per


This is Angrybeaver's #43 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 3,171,781 and my FI portfolio increased to AUD 1,686,823


Net worth

AUD 3,171,781

Since the last update on my net worth has increased with AUD 98,068 (+ 3.19 %).

FI portfolio

AUD 1,686,823

Since the last update on my FI portfolio has increased with AUD 19,303 (+ 1.16 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 746,473 -6,004 740,469
Investments 151,728 +9,255 160,983
Retirement acc 769,319 +16,052 785,371
Real estate 1,680,000 + 63,000 1,743,000
Other assets 156,686 0 156,686
Total assets 3,504,206 +82,303 3,586,509

Mortgage 319,973 -2,245 317,728
Other debt 110,520 -13,520 97,000
Total debt 430,493 -15,765 414,728
Change
Cash 355,033 +385,436 740,469
Investments 87,652 +73,331 160,983
Retirement acc 667,543 +117,828 785,371
Real estate 1,581,000 + 162,000 1,743,000
Other assets 105,000 + 51,686 156,686
Total assets 2,796,228 +790,281 3,586,509

Mortgage 346,596 -28,868 317,728
Other debt 4,883 + 92,117 97,000
Total debt 351,479 + 63,249 414,728
Change
Cash 398,880 +341,589 740,469
Investments 3,783 +157,200 160,983
Retirement acc 408,515 +376,856 785,371
Real estate 1,280,000 + 463,000 1,743,000
Other assets 10,500 + 146,186 156,686
Total assets 2,101,678 +1,484,831 3,586,509

Mortgage 410,862 -93,134 317,728
Other debt 5,000 + 92,000 97,000
Total debt 415,862 -1,134 414,728

I am now 84.3% on my way to achive my FIRE target of AUD 2,000,000. This is 1.0 percentage points closer, compared to the last net worth update.

AUD 1,686,823 FIRE target: AUD 2,000,000


84.3%

FI portfolio

My FI portfolio now consists of AUD 160,983 (9.5%) in investments, AUD 785,371 (46.6%) in retirement accounts, and AUD 740,469 (43.9%) in cash.

Investments

Since my last update, my investments increased with AUD 9,255 (6.1%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 153,450.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 16,052 (2.09%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 373,606.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 5,622 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
5,622/month
(4.0% SWR)
4,919/month
(3.5% SWR)
4,217/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 2 years and 0 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another AUD 150,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 163,177


Financial independence forecast