Net worth update per



This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 281,000 and my FI portfolio was EUR 91,000.


Net worth

EUR 281,000

FI portfolio

EUR 91,000

I am now 3.0% on my way to achive my FIRE target of EUR 3,000,000.

EUR 91,000 FIRE target: EUR 3,000,000


3.0%

FI portfolio


My FI portfolio now consists of EUR 1,000 (1.1%) in investments, EUR 70,000 (76.9%) in retirement accounts, and EUR 20,000 (22.0%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be EUR 303 for the rest of my life.

Retire today with (EUR)
303/month
(4.0% SWR)
265/month
(3.5% SWR)
227/month
(3.0% SWR)


When can I retire?


FI date


My age

52

I am currently aiming to save/invest approximately EUR 3,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 3,000,000 in 20 years and 4 months, in , and at that time I will be 52 years old.

By that time I will have invested/saved another EUR 738,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 2,171,000


Financial independence forecast