Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is jobdodger's #42 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 762,815 and my FI portfolio decreased to AUD 397,815


Net worth

AUD 762,815

Since the last update on my net worth has increased with AUD 105 (+ 0.01 %).

FI portfolio

AUD 397,815

Since the last update on my FI portfolio has decreased with AUD -7,895 ( -1.95 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 53,401 +28,492 81,893
Investments 272,347 -38,666 233,681
Retirement acc 79,962 +2,279 82,241
Real estate 357,000 + 8,000 365,000
Other assets 0 0 0
Total assets 762,710 +105 762,815

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 40,024 +41,869 81,893
Investments 663,907 -430,226 233,681
Retirement acc 74,198 +8,043 82,241
Real estate 0 + 365,000 365,000
Other assets 0 0 0
Total assets 778,129 -15,314 762,815

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 45,425 +36,468 81,893
Investments 62,545 +171,136 233,681
Retirement acc 18,503 +63,738 82,241
Real estate 0 + 365,000 365,000
Other assets 0 0 0
Total assets 126,473 +636,342 762,815

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 26.5% on my way to achive my FIRE target of AUD 1,500,000. This is -0.5 percentage points closer, compared to the last net worth update.

AUD 397,815 FIRE target: AUD 1,500,000


26.5%

FI portfolio

My FI portfolio now consists of AUD 233,681 (58.7%) in investments, AUD 82,241 (20.7%) in retirement accounts, and AUD 81,893 (20.6%) in cash.

Investments

Since my last update, my investments decreased with AUD -38,666 (-14.2%).

Since I started tracking, my total contributions have been AUD 335,885, and my total return has been AUD -164,749.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 2,279 (2.85%).

Since I started tracking, my total contributions have been AUD 42,798, and my total return is AUD 20,940.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,326 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,326/month
(4.0% SWR)
1,160/month
(3.5% SWR)
994/month
(3.0% SWR)


When can I retire?

FI date

My age

43

I am currently aiming to save/invest approximately AUD 3,600 each month.

Assuming an annual return of 12% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 8 years and 0 months, in , and at that time I will be 43 years old.

By that time I will have invested/saved another AUD 349,200, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 752,985


Financial independence forecast