Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is imjared's #39 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 109,898 and my FI portfolio increased to GBP 109,898


Net worth

GBP 109,898

Since the last update on my net worth has increased with GBP 2,327 (+ 2.16 %).

FI portfolio

GBP 109,898

Since the last update on my FI portfolio has increased with GBP 2,327 (+ 2.16 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 14,087 -217 13,870
Investments 44,444 +1,150 45,594
Retirement acc 49,040 +1,394 50,434
Real estate 0 0 0
Other assets 0 0 0
Total assets 107,571 +2,327 109,898

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 10,910 +2,960 13,870
Investments 39,003 +6,591 45,594
Retirement acc 32,706 +17,728 50,434
Real estate 0 0 0
Other assets 0 0 0
Total assets 82,619 +27,279 109,898

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 4,211 +9,659 13,870
Investments 11,352 +34,242 45,594
Retirement acc 7,392 +43,042 50,434
Real estate 0 0 0
Other assets 0 0 0
Total assets 22,955 +86,943 109,898

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 22.0% on my way to achive my FIRE target of GBP 500,000. This is 0.5 percentage points closer, compared to the last net worth update.

GBP 109,898 FIRE target: GBP 500,000


22.0%

FI portfolio

My FI portfolio now consists of GBP 45,594 (41.5%) in investments, GBP 50,434 (45.9%) in retirement accounts, and GBP 13,870 (12.6%) in cash.

Investments

Since my last update, my investments increased with GBP 1,150 (2.59%), of which GBP 750 was from contributions, and GBP -750 was from returns.

Since I started tracking, my total contributions have been GBP 23,346, and my total return has been GBP 10,896.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 1,394 (2.84%).

Since I started tracking, my total contributions have been GBP 32,006, and my total return is GBP 11,036.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 366 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
366/month
(4.0% SWR)
320/month
(3.5% SWR)
274/month
(3.0% SWR)


When can I retire?

FI date

My age

39

I am currently aiming to save/invest approximately GBP 3,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 500,000 in 7 years and 0 months, in , and at that time I will be 39 years old.

By that time I will have invested/saved another GBP 255,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 135,102


Financial independence forecast