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Net worth update per



This is ced's #26 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 1,305,487 and my FI portfolio increased to EUR 855,487


Net worth

EUR 1,305,487

Since the last update on my net worth has increased with EUR 28,613 (+ 2.24 %).

FI portfolio

EUR 855,487

Since the last update on my FI portfolio has increased with EUR 28,613 (+ 3.46 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 85.5% on my way to achive my FIRE target of EUR 1,000,000. This is 2.9 percentage points closer, compared to the last net worth update.

EUR 855,487 FIRE target: EUR 1,000,000


85.5%


FI portfolio


My FI portfolio now consists of EUR 329,494 (38.5%) in investments, EUR 13,039 (1.5%) in retirement accounts, and EUR 512,954 (60.0%) in cash.

Investments

Since my last update, my investments increased with EUR 25,250 (8.3%).

Retirement accounts

Since my last update, my retirement accounts increased with EUR 392 (3.1%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 2,851 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
2,851/month
(4.0% SWR)
2,495/month
(3.5% SWR)
2,138/month
(3.0% SWR)


When can I retire?


FI date


My age

37

I am currently aiming to save/invest approximately EUR 2,000 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 2 years and 7 months, in , and at that time I will be 37 years old.

By that time I will have invested/saved another EUR 64,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 80,513


Financial independence forecast