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Net worth update per



This is HBIC's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was USD 263,386 and my FI portfolio was USD 243,386.


Net worth

USD 263,386

FI portfolio

USD 243,386

I am now 8.1% on my way to achive my FIRE target of USD 3,000,000.

USD 243,386 FIRE target: USD 3,000,000


8.1%

FI portfolio


My FI portfolio now consists of USD 114,000 (46.8%) in investments, USD 101,000 (41.5%) in retirement accounts, and USD 28,386 (11.7%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be USD 811 for the rest of my life.

Retire today with (USD)
811/month
(4.0% SWR)
709/month
(3.5% SWR)
608/month
(3.0% SWR)


When can I retire?


FI date


My age

56

I am currently aiming to save/invest approximately USD 2,100 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 3,000,000 in 23 years and 7 months, in , and at that time I will be 56 years old.

By that time I will have invested/saved another USD 703,500, while the rest will be return on my existing FI portfolio and the new investments, in total USD 2,053,114


Financial independence forecast