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Net worth update per


This is Angrybeaver's #41 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 3,060,014 and my FI portfolio increased to AUD 1,661,868


Net worth

AUD 3,060,014

Since the last update on my net worth has decreased with AUD -2,206 ( -0.07 %).

FI portfolio

AUD 1,661,868

Since the last update on my FI portfolio has increased with AUD 41,860 (+ 2.58 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 743,902 +1,961 745,863
Investments 135,801 +13,624 149,425
Retirement acc 740,305 +26,275 766,580
Real estate 1,706,000 -26,000 1,680,000
Other assets 156,686 0 156,686
Total assets 3,482,694 +15,860 3,498,554

Mortgage 324,463 -2,354 322,109
Other debt 96,011 + 20,420 116,431
Total debt 420,474 + 18,066 438,540
Change
Cash 355,033 +390,830 745,863
Investments 87,652 +61,773 149,425
Retirement acc 667,543 +99,037 766,580
Real estate 1,581,000 + 99,000 1,680,000
Other assets 105,000 + 51,686 156,686
Total assets 2,796,228 +702,326 3,498,554

Mortgage 346,596 -24,487 322,109
Other debt 4,883 + 111,548 116,431
Total debt 351,479 + 87,061 438,540
Change
Cash 398,880 +346,983 745,863
Investments 3,783 +145,642 149,425
Retirement acc 408,515 +358,065 766,580
Real estate 1,280,000 + 400,000 1,680,000
Other assets 10,500 + 146,186 156,686
Total assets 2,101,678 +1,396,876 3,498,554

Mortgage 410,862 -88,753 322,109
Other debt 5,000 + 111,431 116,431
Total debt 415,862 + 22,678 438,540

I am now 83.1% on my way to achive my FIRE target of AUD 2,000,000. This is 2.1 percentage points closer, compared to the last net worth update.

AUD 1,661,868 FIRE target: AUD 2,000,000


83.1%

FI portfolio

My FI portfolio now consists of AUD 149,425 (9.0%) in investments, AUD 766,580 (46.1%) in retirement accounts, and AUD 745,863 (44.9%) in cash.

Investments

Since my last update, my investments increased with AUD 13,624 (10.03%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 141,892.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 26,275 (3.55%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 354,815.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 5,539 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
5,539/month
(4.0% SWR)
4,847/month
(3.5% SWR)
4,154/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 2 years and 2 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another AUD 162,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 176,132


Financial independence forecast