Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is TrafficLightTree's #32 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 86,851 and my FI portfolio increased to GBP 87,747


Net worth

GBP 86,851

Since the last update on my net worth has increased with GBP 4,599 (+ 5.59 %).

FI portfolio

GBP 87,747

Since the last update on my FI portfolio has increased with GBP 16,076 (+ 22.43 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 10,303 -2,338 7,965
Investments 3,290 +6,625 9,915
Retirement acc 58,078 +11,789 69,867
Real estate 0 0 0
Other assets 10,800 -10,800 0
Total assets 82,471 +5,276 87,747

Mortgage 0 0 0
Other debt 219 + 677 896
Total debt 219 + 677 896
Change
Cash 24,439 -16,474 7,965
Investments 0 +9,915 9,915
Retirement acc 30,167 +39,700 69,867
Real estate 0 0 0
Other assets 1,050 -1,050 0
Total assets 55,656 +32,091 87,747

Mortgage 0 0 0
Other debt 9,467 -8,571 896
Total debt 9,467 -8,571 896
Change
Cash 13,279 -5,314 7,965
Investments 0 +9,915 9,915
Retirement acc 5,126 +64,741 69,867
Real estate 0 0 0
Other assets 1,673 -1,673 0
Total assets 20,078 +67,669 87,747

Mortgage 0 0 0
Other debt 0 + 896 896
Total debt 0 + 896 896

I am now 11.0% on my way to achive my FIRE target of GBP 800,000. This is 2.0 percentage points closer, compared to the last net worth update.

GBP 87,747 FIRE target: GBP 800,000


11.0%

FI portfolio

My FI portfolio now consists of GBP 9,915 (11.3%) in investments, GBP 69,867 (79.6%) in retirement accounts, and GBP 7,965 (9.1%) in cash.

Investments

Since my last update, my investments increased with GBP 6,625 (201.37%), of which GBP 6,000 was from contributions, and GBP 625 was from returns.

Since I started tracking, my total contributions have been GBP 9,000, and my total return has been GBP 915.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 11,789 (20.3%), of which GBP 11,000 was from contributions , and GBP 789 was from returns.

Since I started tracking, my total contributions have been GBP 55,038, and my total return is GBP 9,703.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 292 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
292/month
(4.0% SWR)
255/month
(3.5% SWR)
219/month
(3.0% SWR)


When can I retire?

FI date

My age

31

I am currently aiming to save/invest approximately GBP 7,500 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 800,000 in 5 years and 11 months, in , and at that time I will be 31 years old.

By that time I will have invested/saved another GBP 540,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 172,253


Financial independence forecast