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Net worth update per



This is Gerry's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was NZD 261,790 and my FI portfolio was NZD 261,790.


Net worth

NZD 261,790

FI portfolio

NZD 261,790

I am now 52.4% on my way to achive my FIRE target of NZD 500,000.

NZD 261,790 FIRE target: NZD 500,000


52.4%

FI portfolio


My FI portfolio now consists of NZD 120,657 (46.1%) in investments, NZD 36,133 (13.8%) in retirement accounts, and NZD 105,000 (40.1%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be NZD 872 for the rest of my life.

Retire today with (NZD)
872/month
(4.0% SWR)
763/month
(3.5% SWR)
654/month
(3.0% SWR)


When can I retire?


FI date


My age

22

I am currently aiming to save/invest approximately NZD 4,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of NZD 500,000 in -1 years and 0 months, in , and at that time I will be 22 years old.

By that time I will have invested/saved another NZD 152,000, while the rest will be return on my existing FI portfolio and the new investments, in total NZD 86,210


Financial independence forecast