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Net worth update per


This is karienicole9's #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 1,016,566 and my FI portfolio increased to USD 609,189


Net worth

USD 1,016,566

Since the last update on my net worth has increased with USD 102,408 (+ 11.2 %).

FI portfolio

USD 609,189

Since the last update on my FI portfolio has increased with USD 80,395 (+ 15.2 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 10,000 +15,000 25,000
Investments 219,119 +21,686 240,805
Retirement acc 299,675 +43,709 343,384
Real estate 420,000 + 5,000 425,000
Other assets 220,364 + 13,013 233,377
Total assets 1,169,158 +98,408 1,267,566

Mortgage 255,000 -4,000 251,000
Other debt 0 0 0
Total debt 255,000 -4,000 251,000
Change
Cash 30,000 -5,000 25,000
Investments 84,663 +156,142 240,805
Retirement acc 310,501 +32,883 343,384
Real estate 420,000 + 5,000 425,000
Other assets 62,713 + 170,664 233,377
Total assets 907,877 +359,689 1,267,566

Mortgage 260,000 -9,000 251,000
Other debt 0 0 0
Total debt 260,000 -9,000 251,000
Change
Cash 30,000 -5,000 25,000
Investments 84,663 +156,142 240,805
Retirement acc 310,501 +32,883 343,384
Real estate 420,000 + 5,000 425,000
Other assets 62,713 + 170,664 233,377
Total assets 907,877 +359,689 1,267,566

Mortgage 260,000 -9,000 251,000
Other debt 0 0 0
Total debt 260,000 -9,000 251,000

I am now 24.4% on my way to achive my FIRE target of USD 2,500,000. This is 3.2 percentage points closer, compared to the last net worth update.

USD 609,189 FIRE target: USD 2,500,000


24.4%

FI portfolio

My FI portfolio now consists of USD 240,805 (39.5%) in investments, USD 343,384 (56.4%) in retirement accounts, and USD 25,000 (4.1%) in cash.

Investments

Since my last update, my investments increased with USD 21,686 (9.9%), of which USD 8,000 was from contributions, and USD 13,686 was from returns.

Since I started tracking, my total contributions have been USD 8,000, and my total return has been USD 148,142.

Retirement accounts

Since my last update, my retirement accounts increased with USD 43,709 (14.59%), of which USD 9,925 was from contributions , and USD 33,784 was from returns.

Since I started tracking, my total contributions have been USD 9,925, and my total return is USD 22,958.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 2,030 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
2,030/month
(4.0% SWR)
1,776/month
(3.5% SWR)
1,522/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately USD 4,800 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 9 years and 7 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another USD 556,800, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,334,011


Financial independence forecast